Apply for your mortgage online

Whether you are a first time buyer or considering a switch from your Bank or Mortgage provider, you need to question all of the rates and terms and investigate the long term implications and options carefully.

mortgage advisors ireland
mortgages team galway

Donal Kennedy

mortgages expert galway

Lorraine Connolly

Q Mortgage Services

Our Experienced Credit Analysts will examine your case and do a best-against the best analysis on all regulated Mortgage providers. We will appoint a Mortgage Coach to your case to work with you through the whole mortgage journey.

Apply online in 10 minutes

Enter your basic details and have an initial case evaluation within 10 minutes.

Mortgage Switcher Options

Evaluate your Mortgage switching options with our Credit Analyst. Get a switcher offer from seven lenders.

Be Mortgage Ready

Work with our Q Mortgage Coach to establish the right income, savings & borrowing.

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Donal Kennedy and Lorraine Connolly experienced mortgage and protection advisors.

  • 61% of eligible mortgage holders can save €1000 + per annum on mortgage repayments.*

  • Only 2.9% of Irish Mortgage Holders in a position to switch Lender, did so in Q2 2022, even though they could save thousands!!

  • A 1% difference in interest rate could save you €11,800+ in the life of a mortgage

  • Almost 50% of would-be first time applicants have been rejected for a mortgage.

Why work with Q Mortgage

Independent Credit Analyst Reviews your case for FREE

Once you have provided your basic income, savings and purchase data, the Q credit analyst will do a best against-the-best analysis of the terms, rates and options available to you from all mortgage providers in the Irish Market.

Approval in principle (AIP) within 10 minutes.*

If your income, savings and purchase details are clean, we may have a list of approved lender’s options available to you straight away. Our Q Mortgage Coach will revert to you with best options for discussion within 24 hours.

Mortgage Switcher Options Available within 24 hours

If your proposal involves reducing your loan to value by comparison with your original value and subsequent new LTV percentage, major savings are on the way in rate, terms and repayments.

First Time Buyer

Get Mortgage Application Ready with a dedicated Q Mortgage Coach.

First Time Buyer

You may have plans to buy your own home but don’t want to meet with a refusal or you don’t want your application being constantly stalled by your Bank. You need a Q Mortgage Coach now.

Your Q Mortgage Coach will assess your situation against the lending criteria of all mortgage lenders in Ireland and advise you on the best approach to saving, borrowing options, property value and the optimum time to submit your application.

Your Q Mortgage Coach will survey your options among all lenders first and then present a final recommendation to you at the right time.

first time buyers mortgage

Want to get a mortgage but you don’t feel ready?

Our Q Mortgage Coach Service Assists with:

  • Initial projected affordability.
  • Income Assessment.
  • Credit Screening.
  • Independent Loan Value Assessment.
  • Cost Benefit Analysis of willing lenders.
  • Lenders Assessed on a “League Table” basis – finding the best deal for you.
  • Savings & Investment Advice.
  • Independent Life Insurance.
  • Home quote comparisons.
  • Automated mortgage application supports docs uploaded to our online portal as you submit them.

Free Initial Consultation without obligation

  • First Time Mortgage Applications are stressful!
  • The Application process can take individuals months before getting a rejection decision.
  • Get approval first time.
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Contact Q Mortgage Coach Now

Our Q Mortgage Coach is waiting to help you get:

The Best Price

Independent Advice

Fast Approval

Quickest Online Process

Make contact with our Q Mortgage Coach by completing the form below or calling:

Talk to the Q Mortgage Coach now

Complete the form below. Our credit Analyst will assess your situation and get back to you within 24 hours.

mortgages team galway

Donal Kennedy

mortgages expert galway

Lorraine Connolly

Not Ready yet?

If your mortgage application is not ready to receive immediate approval from our lending panel of Banks, ask about our Mortgage Coaching Service for First-Time Buyers for up to a year of assistance with making a successful mortgage application.

“The Q Mortgage team assisted us with getting our savings, deposit, income and price range orgnaised so when we did apply, it moved very quickly.” – Conor & Emma, Dublin