Your Savings Advisors

Deposit interest rates are not matching inflation, so how do I get a return on my savings or pension contributions?

Save for your Plans & Dreams

Savings Services

With interest rates and inflation rising, how do I invest safely without my savings being eroded? How much tax will I pay on my gains?

Save for the important things in life

Education plans, mortgage deposits, emergencies or long term investments.

Can I invest a lump sum?
Can someone explain how & where I can save regularly?

Regular Savings Plans provide for a rainy day.

Dave Carr QFA RPA PTP

Michael O’Connor – Savings Advisor

Savers in Ireland save €319 a month on average* (Irish Examiner Survey)

Owner occupied household savers in Ireland have a median savings value of €6200* (Source: CSO)

What do Irish People save for?
Buying a car
Buying a new home
Weddings
Holidays

Irish household wealth hits all time high despite pandemic (Irish Times Feb 2021)

Why work with Q Life?

Fast review of access savings plan

Access Savings plans allow you to save regularly while investing at the same time. You can choose from a wide range of investment providers such as; Irish Life, Aviva and Standard Life

Plan for your dreams; Education, Weddings and more

You may need a regular savings plan for;

  • Children’s Education
  • New Home
  • Mortgage Deposit
  • Your Wedding
  • Holidays

Traditional Deposit accounts pay very little interest anymore. It is possible to invest in a Pension Related Savings Account (PRSA) even if you do not have a current income. Learn how you can still get a TAX-FREE LUMP SUM from your PRSA at retirement.

What are my Investment options?

Your Q Investment Advisor will guide you through the available regulated investment funds after doing a complete Fact Find on your Financial situation. Your Q Financial Advisor will assess your appetite for risk and investment. They will also investigate;

  • All charges taken by your investment fund
  • Term penalties
  • Taxes payable on gains

Lump Sum Investment

Have you received;

  • A Lump sum?
  • Redundancy Payment?
  • Retirement Claim?
  • Insurance Claim?
  • Accumulated savings?

You need to speak to our Experienced, Impartial Investment Advisor who will provide you with best-against-the-best comparisons of all Irish and International fund performance As well as an investigation of Charges and taxes payable On your investment returns.

Savings & Investment Plans

Tired of low Deposit Rates from Banks?

Our Q Financial Advisors will advise on the full range of Access Savings Plan and Investment Bonds. Full reports on all regulated investment funds. All Charges investigated and minimised.

Contact a Q Savings & Investment Advisor today and your savings and Investment Plans can get started.

Fast Mortgage Switcher Options

Only 1.9% of Irish Mortgage Holders switch Banks even though most partially repaid mortgages could save nearly €10,000 in the final 10 years of a mortgage with a lower Loan to Value interest rate. Our Q Mortgage Credit Analyst will have options for you within 24 hours. You can make savings on your mortgage and life cover.

Talk to a Q Financial Advisor today

Dave Carr QFA RPA PTP Case Analysist

Complete the minimum data request box on the right, and an experienced and Qualified Financial Advisor will be in touch with you within 24 hours.

“The team at Q Financial Advisors were knowledgeable, understanding and very responsive to our needs. We saved money and got a much better direction on our future finances.” – A McG & M.J.C (Galway)